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SSRC Library

The SSRC Library allows visitors to access materials related to self-sufficiency programs, practice and research. Visitors can view common search terms, conduct a keyword search or create a custom search using any combination of the filters at the left side of this page. To conduct a keyword search, type a term or combination of terms into the search box below, select whether you want to search the exact phrase or the words in any order, and click on the blue button to the right of the search box to view relevant results.

Writing a paper? Working on a literature review? Citing research in a funding proposal? Use the SSRC Citation Assistance Tool to compile citations.

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The SSRC Library includes resources which may be available only via journal subscription. The SSRC may be able to provide users without subscription access to a particular journal with a single use copy of the full text.  Please email the SSRC with your request.

The SSRC Library collection is constantly growing and new research is added regularly. We welcome our users to submit a library item to help us grow our collection in response to your needs.


  • Individual Author: Glidden, Marc D.; Brown, Timothy C.
    Reference Type: Journal Article
    Year: 2017

    This study examines the level of financial literacy of inmates in Arkansas correctional institutions. Furthermore, it compares the financial knowledge, planning, and practices between not only white and non-white inmates but also between males within and outside of penal institutions. Specifically, this research combines primary data on the financial realities of those within correctional institutions and existing statistics on the public to examine the relationship between demographics, banking history, use of non-traditional lenders, and financial literacy. While prior literature on the public is extensive, research on the financial literacy of individuals currently incarcerated is sparse. Findings indicate vast differences between the public and those within penal institutions, particularly in financial knowledge and planning. For our incarcerated sample we find similar disparities between our white and non-white respondents. Last, we find that youth, minority status, and lowered education are predictors of lower financial knowledge, use of predatory lender use, and poor...

    This study examines the level of financial literacy of inmates in Arkansas correctional institutions. Furthermore, it compares the financial knowledge, planning, and practices between not only white and non-white inmates but also between males within and outside of penal institutions. Specifically, this research combines primary data on the financial realities of those within correctional institutions and existing statistics on the public to examine the relationship between demographics, banking history, use of non-traditional lenders, and financial literacy. While prior literature on the public is extensive, research on the financial literacy of individuals currently incarcerated is sparse. Findings indicate vast differences between the public and those within penal institutions, particularly in financial knowledge and planning. For our incarcerated sample we find similar disparities between our white and non-white respondents. Last, we find that youth, minority status, and lowered education are predictors of lower financial knowledge, use of predatory lender use, and poor financial planning among inmates. This is crucial because low levels of financial literacy, use of predatory lenders, and poor financial planning often provide barriers to asset accumulation, which increases the probability of incarceration and recidivism. (Author abstract)