Studies show that low-income families are more likely to be unbanked and “underbanked” than families with higher earnings. Lacking a bank account or depending on alternative financial services leads to significant financial barriers for low-income families that hinder economic growth and social mobility. This session will evaluate strategies that local and state human services agencies are testing to equip TANF recipients with the financial knowledge and resources they need to overcome barriers to financial security, including ACF’s Asset Initiative Partnership.
This report provides a profile of payment compliance among noncustodial parents (NCPs) with cases in Baltimore City. One-third of these NCPs paid over 75% of their current support obligation; on the other hand, over one-third paid nothing during the one-year study period. Similar to the statewide findings, NCPs who paid the least also earned the least and were expected to pay more than 50% of their earnings toward their current support. Most NCPs with a case in Baltimore City, paid between 15% and 30% of their earnings toward their current support obligation. (author abstract)
The Annie E. Casey Foundation has been an active supporter of Earned Income Tax Credit Campaigns across the United States. Building on existing services in their communities, these campaigns provide: (1) education and outreach to promote the EITC and other tax credits for qualified working-poor families; (2) free or low-priced quality tax preparation services; and (3) links to other programs and services so that tax filers can use their refunds to build financial assets.
Families in HUD's Moving to Opportunity program had the chance to move to neighborhoods with lower poverty, lower crime rates and, presumably, more opportunities for employment, good schools and better quality of life. Did they benefit from the moves and did they remain there to continue those benefits? This brief identifies patterns of moving for MTO families and the characteristics of the neighborhoods both from and to which they moved. (author abstract)
With welfare reforms tested in almost every state and plans for a comprehensive federal overall on the horizon, it is increasingly important for Americans to understand how policy changes are likely to affect the lives of welfare recipients. Five Years After tells the story of what happened to the welfare recipients who participated in the influential welfare-to-work experiments conducted by several states in the mid-1980s.
The Career Academy approach is one of the oldest and most widely established high school reforms in the United States. Career Academies have existed for more than 30 years and have been implemented in more than 1,500 high schools across the country. The durability and broad appeal of the Academy approach can be attributed, in part, to the fact that its core features offer direct responses to a number of problems that have been identified in large comprehensive high schools.
This is the third in a series of reports from an ongoing evaluation of the Career Academy approach, a widely established high school reform initiative aimed at improving students’ performance in high school and providing them with clearer pathways to post-secondary education and careers. The evaluation is being conducted by MDRC with support from the U.S. Departments of Education and Labor and a group of private foundations. It focuses on 10 Career Academies across the country. Career Academies share three basic features.
Research on the housing choice voucher program and housing mobility interventions shows that even with assistance, it is difficult for poor minority families to relocate to, and remain in, low-poverty neighborhoods. Scholars suggest that both structural forces and individual preferences help explain these residential patterns. However, less attention is paid to where preferences come from, and how they respond to policies and social structure to shape residential decisionmaking.
The Moving to Opportunity for Fair Housing Demonstration Interim Impacts Evaluation provides insights into what benefits can be achieved by improving the neighborhoods of poor families. The Moving to Opportunity program provided thousands of poor adults and children an opportunity to use HUD vouchers to move out of public housing in high poverty neighborhoods to lower poverty neighborhoods. Using rigorous scientific methods, this study looks at the impact these moves have had on housing, health, employment, education, mobility, welfare receipt, and delinquency.
Career Academies are one of several school-to-work approaches specifically authorized under the School-to-Work Opportunities Act of 1994, a major milestone in the school-to-work movement. The Career Academies are “schools-within-schools” in which groups of students (usually 30 to 60 per grade in grades 9 through 12 or 10 through 12) take several classes together each year with the same group of teachers.