Predatory lending practices, which increased with the collapse of the subprime mortgage market, disproportionately target Native American communities and other vulnerable populations. This report provides an overview of the predatory lending practices that have had a harmful impact on Native people and highlights the efforts of five Native Nations to fight this growing problem. (Author abstract)
This article presents findings from an exploratory study of three programs using the Housing First approach to provide permanent supportive housing for single, homeless adults with serious mental illness and often co-occurring substance-related disorders. This approach provides direct, or nearly direct, access to housing that is intended to be permanent without requiring sobriety or psychiatric treatment. Findings from the three programs examined for this study indicate that the Housing First approach may help the hardest-to-serve chronically homeless population achieve housing stability.
The Choice Neighborhoods Initiative (Choice) of the U.S. Department of Housing and Urban Development (HUD) aims to transform distressed, high-poverty rate neighborhoods into revitalized mixed-income neighborhoods. Its primary vehicle to catalyze this transformation is the rebuilding of distressed public and assisted housing into energy-efficient, mixed-income housing that is physically and financially viable. (author abstract)
The analysis of data from 3,719 students in the Pathways for Advancing Careers and Education (PACE) evaluation highlights risk factors that disadvantaged students face in college success. The data indicates a strong relationship between college success and past educational experience; economic status; expected work hours; and expected part-time status. Findings also affirm the role of psycho-social factors - especially determination and confidence - in college success. Each program targeted and recruited different segments of the national population of disadvantaged adults.
Literature suggests that rail transit improvements should be associated with more jobs and perhaps increasing share of jobs in a metropolitan area. Literature and some research also suggest that such improvements should increase the number of lower-wage jobs accessible to transit. In this paper, we assess both in the context of all 11 light rail transit systems built in metropolitan areas of fewer than eight million residents in the nation since 1981.
This policy brief summarizes key results and lessons learned from Casey's Jobs Initiative as well as implications for federal welfare policy. Highlighting the efforts of six workforce development intermediaries, the brief summarizes a range of programs and strategies that help low-skilled, low-income workers in urban areas to improve their employment potential over time. (author abstract)
Context Early childhood development programs such as Head Start have proven benefits for impoverished children. However, few physicians assist families with enrollment.
Objective To test if a primary care–based intervention is efficacious in increasing Head Start attendance.
Design, Setting, and Participants Randomized controlled trial of 246 Head Start–eligible children aged 0 through 4 years recruited in spring 2003 from 4 health clinics in Seattle, Wash.
In recent years, interest has grown in the role of community colleges in helping low-skill and low-income individuals advance out of poverty and toward self-sufficiency. In part, this interest is a reaction to the shortcomings of traditional workforce and adult education programs. It also reflects the impressive efforts of innovative community colleges to focus resources and leadership attention on strategies to improve postsecondary attainment, persistence, and program completion for lower-income working adults.
Regardless of their economic background, most working parents face the task of arranging childcare at some point. The decision-making process they experience is often complex, and this complexity is intensified for particular groups of families with limited financial and social resources. In this paper, we present findings from a three-year qualitative study of the childcare choices of low-income working families, many of whom were immigrants, had limited English proficiency, were parents of children with special needs, or represented some combination of these factors.
Employers make choices that are key to the ability of low-income people to get and keep jobs and to advance in the workforce. Given this important role, Engaging Employers to Benefit Low-Income Job Seekers asks: What kinds of employers are likely to be open to doing business with workforce intermediaries that seek to connect low-wage workers with employers?